Loan Services

Navigating loan option and making sense of the pros and cons of each type is a lot of work and can be confusing (not to mention stressful) and time-consuming. That’s why the most important part of the loan services I offer is finding the right type of loan for you based on your needs and goals. Below you will find a list of the most frequent type of loans I work with. It’s not an exhaustive list, but it will give you an idea of the scope of financing I can help you with.

And if you don’t see the type of loan you’re looking for, feel free to get in touch with me. I’ll be happy to discuss your options.

Park Village Lending Services

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A mortgage that conforms to the lending guidelines set forth by the Federal Housing Administration (FHA), Veterans Administration (VA), Fannie Mae or Freddie Mac. These type of loans generally have lower interest rates and better terms than non-conforming loans.


FHA loans are loans programs administered by the Federal Housing Administration, a unit of the department of Housing and Urban Development. Designed to make housing more available, these types of loans are insured by the FHA which lowers the lender’s risk and allows them to offer a deal.


A VA loan is a loan guaranteed by the Veteran’s Administration. These types of loans are available to veterans and active duty personnel of the U.S. Armed Services, Coast Guard and National Guard, as well as certain family members.


A CalVet Loan is one backed by the California Department of Veterans Affairs (CalVet). Available to active duty and retired veterans residing in the state of California, these loans generally offer lower fees and better rates than similar conforming loans.

Rural home (100%) financing

The Rural Home loan with 100% financing is a program backed by the US Department of Agriculture (USDA) designed to make housing in rural areas more affordable. While the standards on these type of loans are strict, qualifying borrowers can save a substantial amount of money.

New Home Financing

These are loans for the purchase of a brand new home. They can include such things as construction financing, lot purchase and permanent loan — or all of these wrapped into one convenient package.


These are loans to help you get a better rate or pull a little equity out of your existing home. There are a variety of refinancing options available, including the conventional and government-backed options above.

Commercial loans

We offer commercial loans to finance the purchase of owner-user buildings. We can also work with you to provide investment property pre-approval letters.